His Life
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 Debs His Life Writings and Speeches 1908 Eugene Debs $14.99 Time Remaining: 12d 19h 30m Buy It Now for only: $14.99 |
 James Boswell The Life of Samuel Johnson including his Tour to the Hebrides $195.00 Time Remaining: 1h 10m |
 1915 Luther Burbank His Life Work Williams 1st Ed Eugenics $9.99 Time Remaining: 49m |
 THE LIFE OF JOHN A SUTTER AND HIS FORT ON THE AMERICAN RIVER $35.00 Time Remaining: 1h 40m |
 Elvis His Life and Music Harcover by Timothy Frew published by Friedman Fairfax $14.99 Time Remaining: 28d 16h 33m Buy It Now for only: $14.99 |
 Sergeant York His Own Life Story and War Diary edited by Tom Skeyhill 1928 $23.00 (5 Bids) Time Remaining: 1d 1h 20m |
 THOMAS WOLSEY HIS LIFE AND SEATH Folio Society in SC 4th Printing $9.95 Time Remaining: 1d 16h 26m Buy It Now for only: $15.00 |
 CHURCHILL HIS LIFE IN PHOTOGRAPHS HC 1955 $10.00 Time Remaining: 2h 16m Buy It Now for only: $13.50 |
 Daniel Webster His Life and Public Services GC 1895 $17.00 Time Remaining: 22d 2h 21m Buy It Now for only: $17.00 |
 Lindbergh The Lone Eagle His Life and Epoch Making Flight 1st ed 1927 $15.99 Time Remaining: 1h 19m |
 Prince John Magruder His Life Campaigns Civil War $9.99 Time Remaining: 1d 16h 43m |
 Signed ZANE GREY Book His Life His Adventures His Women Thomas H Pauly $40.00 Time Remaining: 4d 21h 24m Buy It Now for only: $40.00 |
 ALFRED YARROWHIS LIFE AND WORK BY LADY YARROW1929 $39.50 Time Remaining: 9h 50m |
 THE LIFE OF JACOB AND HIS SON JOSEPH 1836 American Sunday School Union $6.00 (1 Bid) Time Remaining: 2d 47m |
 1974 And a Credit to His Race The Hard Life and Times of Joe Louis 1st Ed DJ $4.99 Time Remaining: 2d 1h 48m |
 The Life of Our Lord For His Own Children Charles Dickens 1936 Rachel Taft Dixon $16.97 Time Remaining: 29d 3h 43m Buy It Now for only: $16.97 |
 Book WILLIAM CLARK SHAPING OF THE WEST HIS LIFE $6.99 Time Remaining: 2d 4h 24m Buy It Now for only: $9.49 |
 1847 WORKS of LORD BYRON w SKETCH OF HIS LIFE FULL LTHR ILLUSTRATED w PLATES $6.38 (3 Bids) Time Remaining: 7d 2h 7m |
 MEISSONIER His Life His Art by Vallery C O Greard 1897 Illustrated $74.95 Time Remaining: 21d 20h 23m Buy It Now for only: $74.95 |
 Tom Thomson An Introduction To His Life And Art $9.81 Time Remaining: 2d 6m |
 LIFE IN ANCIENT EGYPT 1894 FULLERS COPY WITH HIS NOTES ORIGINAL BINDING $79.99 Time Remaining: 1d 21h 56m Buy It Now for only: $99.99 |
 My Other SelfChrist Speaks Soul Living His LifeClarence Enzler1958Catholic $7.49 (1 Bid) Time Remaining: 2d 3h 11m |
 THE POETICAL WORKS OF LORD BYRON and A Memoir of His Life 1859 w Engravings $40.00 Time Remaining: 24d 21m Buy It Now for only: $40.00 |
 LR041 WS Gilbert His Life and Letters by Sidney Dark and Rowland Grey 1924 $0.99 Time Remaining: 2d 3h 30m |
 1893 Whittier Notes of his Life his Friendships $19.99 Time Remaining: 1d 20h 18m |
 George Washington the Soul of a Nation His Complete Life Story by MD Holmes $45.00 Time Remaining: 28d 21h 48m Buy It Now for only: $45.00 |
 Vintage 1967 QUAKER Herbert G Wood A Memoir Of His Life And Thought R Scott $4.95 Time Remaining: 3d 18h 24m |
 MARTYR MISSIONARY JOHN CLINE HIS LIFE LABORS HB 1900 $9.99 Time Remaining: 1d 13h 3m |
 GEORGE MORLAND His Life and Works 1907 George C Williamson Litt D $4.99 Time Remaining: 1d 17h 1m |
 DWIGHT L MOODY HIS LIFE AND LABORS Northrup HC 1899 IN SWEDISH LANGUAGE SVENSKA $29.71 Time Remaining: 18d 1h 45m Buy It Now for only: $29.71 |
 Holt Collier His Life Signed by Minor Ferris Buchanan 2002 with Dust Jacket $150.00 Time Remaining: 2d 1h 28m |
 1978 1st ed BOOK ADOLF HITLER PICTORIAL HISTORY OF HIS LIFE by JOHN TOLAND $4.99 Time Remaining: 1d 13h 4m Buy It Now for only: $5.99 |
 JOSEPH MAZZINI and His LIFE Writings and Political Principles 1872 Autobiog $4.99 Time Remaining: 2d 3h 34m |
 ELVGREN HIS LIFE ART from 1930s to 1970s BEAUTIFUL PIN UP ART $50.00 Time Remaining: 23d 18h 19m Buy It Now for only: $50.00 |
 David Milne An Introduction to His Life and Art $9.81 Time Remaining: 2d 5m |
 Bailey Carolyn S Finnegan II His Nine LivesILLUST BY SEREDY1STDJ1953 $22.50 Time Remaining: 2d 21h 20m |
 Michelangelo A Record of His Life as Told In His Own $74.99 Time Remaining: 28d 16h 40m Buy It Now for only: $74.99 |
 1969 The Man Shakespeare and His Tragic Life Story Frank Harris $4.99 Time Remaining: 2d 6h 7m Buy It Now for only: $7.70 |
 WALLENSTEIN HIS LIFE by GOLO MANN 30 YEARS WAR HISTORY F DJ $15.81 Time Remaining: 18h 25m |
 KARL MARX HIS LIFE AND WORK BY OTTO RUHLE 1936 $35.00 Time Remaining: 1d 19h 15m Buy It Now for only: $49.99 |
 Lester Pearson His Life World 1978 Robert Bothwell HB DJ Book Canada $25.00 Time Remaining: 24d 15h 6m Buy It Now for only: $25.00 |
 WALT HANSGEN HIS LIFE THE HISTORY OF POST WAR AMERICAN ROAD RACING $17.50 Time Remaining: 3d 21h 28m Buy It Now for only: $19.95 |
 THEODORE ROOSEVELT TYPICAL AMERICAN HIS LIFE AND WORK BY THOMAS HERBERT 1919 $20.00 Time Remaining: 3d 15m Buy It Now for only: $25.00 |
 Wilfrid Laurier His Life World Richard Clippingdale 1979 HB DJ Book Canada $25.00 Time Remaining: 24d 15h 8m Buy It Now for only: $25.00 |
 Robinson Crusoe His Life and Strange Surprising Adventures $0.99 Time Remaining: 18h 18m |
 The Works of Lord Byron 1834 Includes The Suppressed Poems sketch of his life $20.00 Time Remaining: 1d 14h 9m |
 Mark Chagall His Life and Work by Isaac Kloomok Hardback Very Good 1951 $69.00 Time Remaining: 2d 5h 20m |
 Jiri Mucha Alphonse Mucha His Life And Art 1966 1st Edition $39.95 Time Remaining: 10d 18h 52m Buy It Now for only: $39.95 |
 1899 Dwight L Moody His Life and Labor Memorial Volume The Great Evangelist $45.99 Time Remaining: 2d 16h 35m |
 KING EDWARD VII HIS LIFE REIGN SIX VOLUME SET NO RESERVE $118.55 Time Remaining: 1d 9h 50m |
 Robert Borden His Life World 1977 John English HB DJ Book Canada $25.00 Time Remaining: 24d 15h 10m Buy It Now for only: $25.00 |
 antiquarian 1919 WOODROW WILSON HIS LIFE AND WORK by Eaton RARE Presidents BOOK $9.99 Time Remaining: 1d 14h 21m |
 1878 UNCLE TOMS STORY OF HIS LIFE from 1789 to 1877 Rev Josiah Henson $55.00 Time Remaining: 1d 10h 27m Buy It Now for only: $65.00 |
 Life of William McKinley Story of His Assassination Book 1901 by Everett $9.00 Time Remaining: 1d 11h 2m |
 Sinatra Frank Frank Sinatra his Life Times colle $50.00 Time Remaining: 24d 1h 41m Buy It Now for only: $50.00 |
 GEORGE BERNARD SHAW His Life Personality Hesketh Pearson HB DJ 1st Ed 1942 UK $15.79 Time Remaining: 1d 20h 49m |
 Caruso His Life In Pictures Francis Robinson 1957 $18.98 Time Remaining: 3d 36m Buy It Now for only: $23.98 |
 1888 Jeremiah His Life and Times by Rev T K Cheyne Men of the Bible Ser $9.99 Time Remaining: 3d 36m |
 LIFE OF CHRIST His Apostles 1856 $165.00 Time Remaining: 28d 14h 20m Buy It Now for only: $165.00 |
 HIS LIFE A Complete Story in the Words of the Four Gospels 1905 226 pages $7.50 Time Remaining: 2d 2h 42m |
 1870 CHARLES DICKENS A sketch of HIS LIFE AND WORKS by F B PERKINS $55.00 Time Remaining: 3d 23h 30m |
 Picasso His Inner Life Paul Eluard Surrealist poetry 1947 $24.60 Time Remaining: 24d 2h 52m Buy It Now for only: $24.60 |
 POEMS AND LETTERS OF THOMAS GRAY MEMOIRS OF HIS LIFE MASON 1820 1st RARE $4.73 Time Remaining: 5d 20h 41m |
 George Overbury Pop Harthis Life and Art 1986 HC DJ Biography $6.95 Time Remaining: 5d 20h 46m |
 WILLIAM COWPER HIS LIFE VIEWS in BUCKINGHAMSHIRE ENGLAND LEATHER RARE 1804 $61.75 Time Remaining: 5d 3h 35m Buy It Now for only: $83.66 |
 Peter the Great His Life and World Robert K Massie BOMC Price Clip $26.99 Time Remaining: 26d 23h 34m Buy It Now for only: $26.99 |
 1895 Benjamin Franklin Book About His Life Collectible Autobiography Ginn Co $14.00 Time Remaining: 2d 2h 57m |
 CHARLES DICKENS OF LONDON 1ST EDITION 1976 A BIOGRAPHY HIS LIFE AND TIMES $10.99 Time Remaining: 3d 19h 41m |
 SIGNED Herman Perlman His Life and Art Limited Edition 1982 HC no DJ Greenspun $14.95 Time Remaining: 5d 18h 5m Buy It Now for only: $14.95 |
 N ELDON TANNER HIS LIFE AND SERVICE by G Homer Durham PROPHET MORMON LDS $6.95 Time Remaining: 2d 3h 2m |
 POETRY of HENRY KIRKE WHITE HIS LIFE by SOUTHEY ENGLAND POET SCARCE 1811 1ST $19.95 Time Remaining: 5d 3h 38m Buy It Now for only: $28.20 |
 1950 1954 2 Volume Set Titled The Apostle Paul His Life and His Work $10.00 Time Remaining: 2d 1h 11m Buy It Now for only: $14.00 |
 BUDDHA HIS LIFE AND TEACHINGS OSHO Buddhism $29.75 Time Remaining: 24d 2h 27m Buy It Now for only: $29.75 |
 Fasanellas CityPaintings of Ralph Fasanella w Story of his Life Art SC Book $9.99 Time Remaining: 1d 19h 40m Buy It Now for only: $12.99 |
 1917 Bruce Bairnsfather A Few Frangments from his Life Vivian Carter $13.99 Time Remaining: 4d 18h 24m Buy It Now for only: $19.00 |
 H G WELLS His Turbulent Life Times Lovat Dickson 1st Ed HB DJ DW FIRST EDITION $10.91 Time Remaining: 21d 13h 3m Buy It Now for only: $10.91 |
 The Life of Golden Miller and the Sporting Reminiscences of his Trainer Briscoe $14.21 Time Remaining: 3d 18h 26m |
 Vintage 1992 Paradise Valley a rancher fighting for his life by Jack Curtis $4.99 Time Remaining: 1d 15h 58m Buy It Now for only: $7.99 |
 Strathmore or Wrought By His Own Hand a Life Romance By OUIDA edition 1870 $15.79 Time Remaining: 5d 18h 51m |
 1901 GIPSY SMITH HIS LIFE AND WORK By Himself 1st Ed $17.00 Time Remaining: 18d 10h 25m Buy It Now for only: $17.00 |
 Arthur Rackham His Life And Work by Derek Hudson c1975 Art Book Biography $9.99 Time Remaining: 6d 1h 44m |
 Elvgren His Life Art Limited Edition of 1950 Hardcover $31.00 Time Remaining: 6d 21h 52m Buy It Now for only: $35.00 |
 Luther His Life and Work by Gerhard Ritter 1963 English Lutheran Martin Luther $30.00 Time Remaining: 5d 22h 28m |
 Daniel Nelson His Life And Work Mary Nelson 1st 1st HBDJ Signed by Son 1934 $149.00 Time Remaining: 28d 19h 4m Buy It Now for only: $149.00 |
 MICHELANGELO IN FLORENCE HIS LIFE AND WORK MAGNIFICANT PHOTOGRAPHS 1ST 1967 $7.82 Time Remaining: 6d 18h 7m |
 Otto Rhule KARL MARX His Life and Work 1943 Biogrophy $5.99 Time Remaining: 6d 40m |
 1815 1889 ZECHARIAH CHAFEE AN APPRECIATION OF HIS LIFE IN RHODE ISLAND $20.00 Time Remaining: 24d 12h 53m Buy It Now for only: $20.00 |
 Martin Luther His Life and Work by Hartmann Grisar 1955 Lutheran $26.00 Time Remaining: 5d 22h 28m |
 Baldry Alfred Lys ALBERT MOORE HIS LIFE AND WORKS Art Nouveau 1894 Rare $28.44 Time Remaining: 7d 17h 14m |
 1939 BUFFALO BILL CODY BOOK LIFE ADVENTURES OF SIGNED BY HIS DAUGHTER IN LAW $49.99 Time Remaining: 6d 20h 52m |
 Mao Private Life by his Doctor Sex Corruption Luxury China Biography HBdj Mint $12.99 Time Remaining: 27d 17h 7m Buy It Now for only: $12.99 |
 Complete Life of Willliam McKinley and Story of His Assasination Everett 1901 $7.95 Time Remaining: 6d 18h 34m |
 Richard The Third His Life and Reign 1879 by James Gairdner $28.44 Time Remaining: 6d 18h 16m |
 1953 Book MATT TALBOT WORKER PENITENT His Life As Seen Through Franciscan Eyes $32.00 Time Remaining: 15d 23h 7m Buy It Now for only: $32.00 |
 Antique BOOK 1900 THE LIFE OF DWIGHT L MOODY BY HIS SON ILLUSTRATED $7.77 Time Remaining: 6d 23h 45m |
 Buffalo Bills Own Story of His Life Deeds all offers considered $22.00 Time Remaining: 2d 19h 4m |
 JOHANN SEBASTIAN BACH His LifeArt and Work Forkel 1920 $23.71 Time Remaining: 9d 9h 54m |
 ELVGREN HIS LIFE AND ART COLLECTIBLE PIN UP HARDCOVER 1ST EDITION MINT BOOK $84.95 Time Remaining: 14d 2h 9m Buy It Now for only: $84.95 |
 Life Of WE Gladstone his life and times by Lewis ApjohnPublished after 1898 $7.89 Time Remaining: 8d 22h 31m |
 Maurice Ravel book Variations of His Life and Work Stuckerschmidt 1968 $8.00 Time Remaining: 3d 3h 1m |
His Life
How personal bankruptcy impacts your life insurance policy
By Dawn Reiss, Life Quotes, Inc.
Filing for bankruptcy is usually person's worst nightmare, but when it comes to protecting your assets (including the value of your life insurance policy), information is key.
A life insurance policy is considered valuable property, which means creditors may attempt to "acquire an interest in the policy's values," but all states and the federal government have "enacted legislation providing protections for life insurance against the claims of creditors," says Glenn E. Stevick, Jr., a professor with The American College.
Here's some basics you should know when it comes to bankruptcy and how it affects your life insurance policy.
First, more people file for bankruptcy than you might imagine. With the latest economic downturn and mounting bills, the current bankruptcy-filing rate is at a 5-year high, according to recent data released by Automated Access to Court Electronic Records (AACER). What's more, the American Journal of Medicine reported that more than 1.5 million people filed bankruptcy last year, 60 percent of those filings were the direct result of medical bills.
The American Journal of Medicine, for example, found that 1 in 25 people in the Bay Area have filed for bankruptcy last year, says bankruptcy attorney, Jeena Cho of San Francisco-based JC Law Group.
"It's like the dirty little secret," Cho says. "Two things that we don't talk about are death and money. When people start talking about their financial issues, they find there are plenty of people in the same boat."
There are two types of bankruptcy for individuals: Chapter 7 and Chapter 13.
Chapter 13 is where you can hold on to your assets and aren't at risk for losing property, but you must repay some of the debt over a three to five year period. If your cash value for life insurance is worth more than the exemption in your state, then consider filing Chapter 13 to protect your assets, Cho recommends.
If you pass a means test and can file a Chapter 7, you must liquidate your possessions and assets, which typically takes four months. It also means your life insurance policy could be affected.
Cho says one of the worst things someone can do is liquidate their assets and start borrowing money from their life insurance and retirement funds, which are almost always protected in bankruptcy.
"People start taking whatever little money they have to see if they could get out of debt by re-paying it," Cho says. "I see people drain their $40,000 retirement fund for $100,000 in credit card debt. They start selling their cars and homes without an exit strategy. The game plan is to keep as much as possible."
Also, make sure you disclose everything including the current, accurate cash value of your whole life insurance policy. Some people don't "because they are afraid to and end up losing it because they failed to disclose it's true value," says David Leibowitz, a bankruptcy lawyer for Lakelaw in Chicago, Ill.
Under state and federal bankruptcy law, an individual filing for bankruptcy may elect exemptions under federal or state law, but not both. Explains Stevick, 34 states like Illinois, New York, California and Florida have "opted out" of the federal law and have inducted their own state protections.
Sixteen "choice states" – including Texas - allow debtors to choose between federal and state exemptions. Under federal exemptions, one can protect up to $10,775 of a life insurance policy's cash value (doubled for married couples). Also, in some states the unused portion of the homestead exemption (real and personal property) may be used for other property, including the cash value from a life insurance policy. Some states require the policy to be in force for one to two years for protection under a state exemption, to prevent using life insurance as a shelter in bankruptcy planning.
In order to be eligible to file bankruptcy under state protections, you must be considered a resident and live in a state for 24 months.
In Illinois, whole life insurance is exempted from creditors to the extent that it is necessary to support a dependent (a spouse and dependent children), but the legal interpretation is up to your bankruptcy judge.
When you file your bankruptcy petition you'll typically include a schedule or list of your exempt property, which can include your life insurance policy.
Ron Caruthers, a financial planner, who helps individuals pay for college with over funded life insurance policies, says Florida, is the most debtor-friendly state to file bankruptcy since it has a strong homestead exemption. Another debtor-friendly state is Texas, which allows large exemptions for cattle and homesteads.
"It's why O.J. Simpson took all his assets and moved to Florida and put them into life insurance and a home, since they couldn't touch either when he filed for bankruptcy," Caruthers says.
On the opposite end of the spectrum is Arizona. Caruthers says Arizona is the most creditor-friendly state.
Keep in mind that all 50 states are different when it comes to bankruptcy protections, so it's best to contact a financial planner or bankruptcy lawyer in that state to learn more.
Here are some suggestions for what to look out for before you file for bankruptcy.
Death benefits: How much of the proceeds in the death benefit are protected against creditors (some state have a dollar amount like $5,000 or $10,000 other states allow the entire amount.)
It is important to review how much of your life insurance policy is protected. For example, in California an unmatured policy is exempt up to $11,475 for homeowners filing jointly or separately under code 704 (c ), non-home owners file under 703.140 (b) which allows for up to $11,800. Say your life insurance policy exceeds $11,475 than you can use the wild card exemption of $23,250, which can be applied in part or in whole to the policy as well.
Look up the exemption statistics where you do business because every state is different. Pay close attention to differences in state and federal laws and what parties are protected - the policy owner, beneficiaries, etc.
This article was originally published at Life Quotes, Inc.
About the Author
Life Quotes provides access to comparative quotes for auto, life, health and business insurance quotes so that busy consumers and business owners can save time and money. Life Quotes is dedicated to providing impartial insurance information.
What did Oliver Cromwell accomplish in his life?
I have to do an obituary on Oliver Cromwell for my homework, please could you help me and give me some facts about what he achieved in his life. Also, what bad things did he do?
Thank you.
To this day Cromwell is still the most hated and despised man ever in Irish history. He is more hated than Hitler, and perhaps even the devil himself. I saw this in complete seriousness.
I assume you are British and so will be unaware of most of the things i am about to say but here we go.
There is still to this day fierce historical debate over to what extent his brutality in Ireland actually was.
English history says he did everything within 'the rules of war' with his campaign in Ireland while in Irish history he is considered as committing mass-murder, mass-rapes, genocide, war crimes of the severest level... as well as all the other brutal acts he admittedly committed
These are some facts though, in the four years that Cromwell and his forces were in Ireland, the population was halved. Some through forced emigration but most through Cromwell's forces mass murdering campaign. The population of Ireland dropped by up to 50% in these 4 short years. The population at 1649 was estimated to be at 8 million while in 1653 the population had dropped to under 4 million. It is believed that if Cromwell never carried out his brutal campaign in Ireland, Ireland's population today would probably be around 14 million, (our current population is 6 million). And the people who survived didn't have it easy either, most of of the rest of the population was forced from their lands and left to rot and die.
Cromwell's campaign was more devastating than the great famine of Ireland (if you are aware of what that is)
*on a personnel note. i remember when i was in primary school in 5th class. I was probably about 10-11 years old. And i remember my teacher, who was also the principal (and also the best teacher i ever had) telling us a story about Cromwell. His forces in Ireland created a game. When they 'stormed' a house (stormed means forced eviction), if they were meet by resistance, they would do three things, they would hang the man of the house, but before they actually hanged him, they would make him watch as his wife was being raped repeatedly, and if there was a baby in the house, they had this game they would play with the baby. Again, they did this all at the same time, while the man was being hanged and the woman being raped; they would stab the baby with the knife at the end of their guns and then throw the baby up in the air while another person would try and catch the baby in the air with the knife edge at the stop of their gun, they did this repeatedly until the baby was torn apart and in pieces basically.
**now obviously this is just a story, the point i am trying to make here is not about Cromwell's brutality (or whether this 'act' ever even occurred) but the fact that my school principal, about 10-15 years ago, told this as historical fact to a group of 10-11 years old, this shows just how much Cromwell is hated and despised in Ireland to this day. And my principal was not a mad man or anything like that, as i said he was perhaps the best teacher i have ever had. Cromwell is hated in Ireland more than the devil himself!
In His Life: John Lennon Story (2/9)